Anmol Jeevan

LIC’s Anmool Jeevan II is a regular premium paying conventional without profit pure protection plan.

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Policy Type: Term Insurance Plan

Policy Information:

LIC’s Anmool Jeevan II is a regular premium paying conventional without profit pure protection plan.

Policy Highlights:


  • Minimum Basic Sum Assured:  6,00,000/-
  • Maximum Basic Sum Assured: 24,00,000/-
  • Minimum Policy Term: 5 years
  • Maximum Policy Term: 25 years
  • Minimum Entry Age: 18 years (completed)
  • Maximum Entry Age: 55 years (nearer birthday)
  • Maximum Cover Ceasing Age: 65 years
  • Mode of Premium Payment: Yearly, Half-yearly
  • Accidental Death & Disability Benefit Rider is available on payment of additional premium.

Policy Benefits:

• On Death: On death of the Life Assured during the policy term Sum Assured shall be payable.

• On Survival : On survival to the end of the policy term,no benefits shall be payable.

• Surrendered Value: No surrender value will be available under this plan.


A grace period of one calendar month but not less than 30 days will be allowed.

If the death of the Life Assured occurs within the grace period but before the payment of premium then due, the policy will still be valid and the benefits are paid after deduction of the said unpaid premium and also the unpaid premium/s falling due before the next policy anniversary.

If the premium is not paid before the expiry of the days of grace, the Policy lapses.

If the policy has not lapsed and the claim is admitted in case of death under the policy where the mode of Payment of Premium is Half-yearly, unpaid premium(s), if any, falling due before the next policy anniversary shall be deducted from the claim amount.


Additionalpremium for Half-yearly Mode: 2% of tabular annual premium rates

High Sum Assured Rebate: Nil


This policy shall be void if the Life Assured (whether sane or insane) commits suicide within 12 months from the date of commencement of risk or from the date of revival, an amount equal to 80% of the premiums paid till the date of death (excluding any taxes and extra premium, if any), provided the policy is inforce, shall be payable. The Corporation will not entertain any other claim under this policy.


The policies can be dated back within the same financial year. No dating back interest shall be charged.

Loan on Policy:

  • No loan will be granted under this plan.

Income Tax Benefits:

  • Premium paid under this plan is eligible for TAX rebate under section 80c.

Book Policy Online

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5 Easy steps – Policy Booking Process

Now purchasing LIC policy is easy and online! Fill the Contact Form. Our dedicated LIC Agents will guide you through the process.   

Fill the 'Book Policy Online' Form

Fill the ‘Book Policy Online’ form by providing your necessary information & select the policy.

Our LIC Agent will call you

Our dedicated LIC Agent will call you & guide you in selecting the right policy as per your needs. 

Form Filling & Document Verification

Our LIC Agent will fill the form for you. Document Verification will be done online. Or you can visit our LIC Branch for document verification. 

Pay the First installment of premium

Pay the first instalment of your policy premium to the LIC Bank account. Our Agent will verify your payment and send you the payment receipt. 

Your Policy is registered!

After the successful payment, your policy will be registered & you will receive the policy documentation from LIC. 

Enjoy the policy benefits!

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