Become a LIC Agent in easy 6 steps

Apply Now & fill the form. Our Development officer will help you to complete all the steps necessary.

1. Apply Now and register

✔ Apply now & fill the contact form.

✔ Our Development officer will call you and set up a meeting with you.

✔ Our officers will explain the process, clear your doubts and collect the required documents.

2. Submit documents

Kindly provide photocopy of these documents to our Development officer. 


✔ 4 Colour Photos
✔ Age Proof
✔ School Leaving Certificate
✔ S.S.C Marksheet
✔ H.S.C. Marksheet
✔ Graduation Marksheet
✔ Pan Card
✔ Address Proof
✔ Cancelled Cheque

3. Pay basic fees

✔ Rs 150 [Registration fees]
✔ Rs 150 [Online Training]
✔ Rs.500 [Online Exam Fees]

4. Offline OR Online training for 25 Hours

✔ Our Development officer will provide you Necessary training. 

✔ Training will be held offline or online as per your convinience 

✔ You will recieve Training certificate from LIC after complition of 25 hours training 

5. IRDA Online Exam of 50 Marks

✔ After successful of Completion of training, You need to give online examination conducted by the insurance regulatory and development authority (IRDA).

✔ You will clear the exam after securing the required passing marks – 17/50. 

6. Get your LIC Agent License!

✔ After successful Completion of the examination you will be awarded an Appointment Letter by the IRDA to work as an insurance agent.

✔ You will be appointed as an LIC Agent 

Apply to become a LIC Agent

Benefits for LIC Agent

As an Agent, you will be a true entrepreneur. You have the freedom to be your own boss: work for yourself, choose your own clients and make your own money. All of this, without any initial capital investment.

35% Commission on 1st year Premium

Earn high commission on the policies. You will get 35% commission on 1st year premium, then 7.5% for 2nd and 3rd year + 5% commission till the policy ends. 

Flexible Working Hours

As a LIC Agent, you can work Part time/Full time as per your convinience. You can also work as a agent with your existing job, giving you full work flexibility. 

Minimum Interest Loan only for LIC Agents

You will get intrest free (0% Intrest) loan for purchasing Laptop, 5% to 7.5% Intrest on housing loan + attractive Two & Four wheeler loan.    

Complete Training & Awards from LIC

You will recieve complete training from the LIC Development Officer, so you can perform better and excel in your career. Also best performing agents get yearly awards.

Gratuity up to 2 Lacks + Full Mediclaim cover

As a agent you are entiteled to recieve gratuity and full mediclaim cover from LIC 

Unlimited Income Opportunities

As a agent you can earn as per your performance with no upper limit on your income. Top performing agents become part of Million Dollar Round Table: a global forum that salutes the world’s most successful Insurance Agents.


1. Is there any fix salary for the Agents?

There isn’t any fix salary from the LIC for the agents. Though, Agents earn the commission for the policies they sale. LIC offers 25% to 35% commission on the policy premium for the first year, then 7.5% for 2nd & 3rd Year + 5% till the policy maturity.

2. How much can I earn as a LIC Agent?

There are no limits for the earnings. LIC agents earn as per their performance.

3. Is this a full-time job?

LIC offers flexible working hours for the Agents. Agents can work full time as well as part-time as per their convenience. You can work as an Agent with your existing job as well.

4. Am I eligible to become a LIC Agent?

Basic eligibility qualification for the LIC Agent is 10th Pass. If you have SSC passing certificate and the necessary documents then you are eligible to become a LIC Agent.

5. How much time does it take to become an agent?

Usually, it takes two weeks to complete all the process. You can submit the documents and basic fees to our Development officer. After the approval of our Development officer, you can give the exam and then you will be hired as a LIC Agent.

6. Can I work from home as a LIC Agent?

Yes. You can work from home as an Agent. Or you can start your own office for agency work. LIC provides infrastructure support for your office.

7. Can you help me in selling policies?

Yes. Our Development officer will give you full training to sell LIC policies. LIC has best-in-class training systems since that is what differentiates LIC Agent from the rest. Even if you don't have previous experience in selling, our multi-dimensional training program conducted by our qualified in-house training personnel will make you a specialist in life insurance sales.

8. When do I get the commission?

You will receive commission after 15 days of the policy sale. The commission will be deposited to your bank account.

9. Can I get the commission in my bank account?

Yes. The commission is deposited in the bank account provided by you.

10. Who is LIC development officer?

Development Officer is a LIC employee responsible for Agent recruitment and training. Our officer will guide you through the recruitment system and provide you with all the necessary information and training.